Fixed vs Adjustable Interest Rates

Amber Randhawa Homeowner and Homebuyer Tips

An important step in house hunting is working with lenders on securing your mortgage pre-approval, and from the beginning you will likely hear the terms “fixed” and “adjustable” when it comes to your possible interest rates. Today we’re going to look at the differences between the two. First of all, an interest rate is the cost of borrowing money. Very …

The Waiting Game – When Should You Make the Move to Refinance?

Amber Randhawa Homeowner and Homebuyer Tips, Real Estate Trends

Mortgage rates had already been trending lower before anyone in the United States had even heard of the Coronavirus. They finally reached a low of 3.29% during the first week of March, before drifting back up, and then down again. This rates roller coaster, actually led to a record setting increase occurring as well – 0.3% in less than a …